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Best financial calculators 2018 – [Buyer’s Guide]
Last Updated September 1, 2023
Hey, I’m Arnold Simmons. Let’s discuss this topic to help you select best financial calculators for 2018 and take your experience to a whole new level with aerators.
In this article, I will be categorizing the items according to their functions and most typical features. Like most products, some outdo others, so use my top three list below to get started on your search for the best financial calculators of 2018.
Best financial calculators of 2018
Customers need to be careful on how they spend their money on these products. The rating is based on multiple factors: The 3 metrics ‐ Design, Materials, Performance, and other indicators such as: Popularity, Opinions, Brand, Reputation and more.
However, after giving you the TOP list, I will also give you some of the benefits you stand to gains for using it. I browse the various financial calculators available on the market and list three of the very best.
Test Results and Ratings
| Rank | №1 | №2 | №3 |
| Product |  |
 |
 |
| Total | 4.8 | 4.5 | 4.3 |
| Ease of use |
4 points
|
5 points
|
5 points
|
| Materials |
5 points
|
4 points
|
4 points
|
| Durability |
5 points
|
4 points
|
4 points
|
| Value |
5 points
|
5 points
|
4 points
|
| Awards |  |
||
 |
|
|
|
 |
|
|
How to save up to 86%? Here is little trick.
You must visit the page of sales. Here is the link. If you don’t care about which brand is better, then you can choose the financial calculators by the price and buy from the one who will offer the greatest discount.
№1 – 12-Digit Battery Dual Powered Handheld Electronic Business Mini Solar Basic Desktop Financial Scientific Office Calculator
| Total: |
4.8
|
Why did this financial calculators win the first place?
I don’t know anything about other models from this brand, but I am fully satisfied with this product. The product is very strong. Its material is stable and doesn’t crack. The rear part fits perfectly! It is mounted really tight and reliable. I am very happy with the purchase. It is definitely worth its money. The product is top-notch!
4
|
5
|
5
|
5
|
№2 – Calculator
| Total: |
4.5
|
Why did this financial calculators come in second place?
Seems that the material is good. It has a very beautiful color but I don’t really like the texture. I like this product. For such a low price, I didn’t even hope it to be any better. It’s decently made. This is a pretty decent product that perfectly fitted the interior of our office. Managers explained me all the details about the product range, price, and delivery.
5
|
4
|
4
|
5
|
№3 – HP 10bII+ Financial Calculator
| Total: |
4.3
|
Why did this financial calculators take third place?
This price is appropriate since the product is very well built. It doesn’t squeaks nor bents. Looks great in my apartment. We are very pleased with the purchase — the product is great! It is inconvenient to use due to the size. I am going to get something different next time.
5
|
4
|
4
|
4
|
financial calculators Buyer’s Guide
Scientific Calculators
These are the calculators that made the stage for the graphical calculator. Scientific calculators are widely used to calculate various types of equations in the fields of like science, engineering and mathematics. Normally these calculators will have single line display but this single line is able to show a lot of digits. You will know about graphing calculator after a while. Single most difference between a graphing calculator and a scientific calculator is their display. Graphing calculator is able to show 2D and 3D charts with colors. Choosing a quality scientific calculator might seem tricky for many students. This guide will help you to select the best suitable one for your purposes.
Financial Calculators
Financial calculators are also known as business calculators. These calculators are made to solve your business and finance related equations.
If you work in a bank or your job role is related to finance, then this calculator is for you.
Graphing Calculators
Graphical calculators were first invented by Casio company. These calculators are designed to show graphs on its screen. You will also be able to solve multiple equations with this calculator. You will also be able to program this calculator in your own way.
It is easily differentiable a graphical calculator from a general-purpose calculator. Graphical calculators have widescreen because they are designed to show graphs for users. The large screen easily shows charts in the X-Y plane. In today’s world, most graphical calculators are able to show graphs in X-Y-Z (3D) plane and with colors.
Printing Calculators
A printing calculator is not different than a basic calculator. The only difference is you can print every input you place in a printing calculator that you cannot do with a basic calculator. Accountants use printing calculators a lot for their works. Theses users input line by line and they want to keep their inputs as records. Cash registers also use printing calculators but their calculators have some added functionalities for easy tracking of their retail sales.
Using Calculator as a Teaching Tool
Some instructors like to use a calculator as a teaching tool. Normally they do it in their upper-level classes of mathematics and science. Students cannot easily see a small sized calculator. So, some manufacturers make specialized calculators for classrooms.
Sharp EL-334WB
The Sharp EL-334WB is the best business calculator in our choice. It has 1digits large LCD display with fold up kickstand. Cost, sell and margin keys helps to quickly and easily calculate profit margin. It has other basic features like double zero button, grand total etc, which are must have for a business calculator.
HP 12CP Financial Calculator
Professionals and students who need a durable financial calculator, for them HP 12CP Financial Calculator is the best choice. This calculator is robust and portable with Energy Star Certification. It has 120 built-in functions for business, finance, mathematics, and statistics, including date calculations. RPN data entry can be done efficiently by this calculator.
Financial certification exams
Will you be taking a financial certification exam like CFP or CFA? If the answer is yes then you need to know that some organizations prohibit the use of any kind of calculator that’s capable of storing text. Regarding the calculator policy of the CFA Institute, it accepts certain financial calculators whereas the CFP Board of Standards accepts calculators that have an IRR function and which don’t have alphabetic keys.
Product Highlights
Designed with maximum flexibility in mind and having an excellent performance per price, the Casio FC-200V is the ideal choice for those who don’t want to spend more than it’s necessary on a financial calculator. With an included battery back-up and a slide-on hard case, this device is extremely handy for any financial class.
The calculator comes with the Direct Mode Keys that can be used to access exclusive modes to execute a financial calculation. You can see the results on a full-dot 4-line display and the device enables easy input, change, confirmation, and correction of each parameter. Another thing that you can find is comma-markers display function with digits.
Calculating depreciation can be done by using the straight-line method, sum-of-the-years digits method, fixed percentage method or the declining balance method. Using the data input/period input you can make bond calculations to find out the bond purchase price and the annual rate of yield. Other computations that can come in handy are the sales and leverage within the break-even point. The calculator has shortcut keys that can store certain parameter values or settings applied for specific computations and can be recalled for future calculations. This makes it easier to work as it improves your efficiency for repeated calculations.
The manual for this financial calculator goes quite in-depth providing easy to understand explanations of the functions and gives you the correct formulas to work with, which is a nice addition to exams. This is a solar powered device and Casio supplies a nice slide-on hard case and a battery backup. It’s rare to see so much dedication to enhance the experience of using a financial calculator considering the low cost of this model.
Easy to use, more intuitive than other models that are also more expensive, the Casio FC-200V is a solid companion for dealing with any financial calculations. The manual for this calculator actually feels way too thick considering how simple the calculator is, but there are quite a few tricks to master which you can learn in no time. Taking into account the price bracket where this product belongs, you can’t go wrong with such a minimal investment.
It is so much faster typing on this, and having a literal “paper trail” is worth the bulk. The reason for the paper trail is putting information for specific accounts, for the actual paperwork. These are industry standard as far as I know. For home accounting, I just use a CASIO hand calculator as well as the calc in the computer. A lot is done on the computer but you still deal with a lot of paperwork.
The TI does use CHAIN, while its not RPN (no “+” entry) it does result (of course) in different answers than the algebraic method.
It all started with a Roth IRA in 1998, which had only become available to investors a year before.
Ebert, a business consultant back then, wanted to figure out if it was worth converting his traditional IRA to a Roth. So he made a simple calculator to find the answer.
After he had created the calculator, he put it on his website, Dinkytown.net. Ebert, who lives in the Dinkytown neighborhood of Minneapolis, had originally envisioned his site as a local online portal, a sort of early predecessor of Yelp.
Singularly focused
Over the past few years, he has reworked his calculators so they function smoothly on mobile devices. He estimates he builds a new financial tool about every other month for clients. All of his calculators are available for free at Dinkytown.net and he personally answers user feedback by email.
Ebert’s favorite tool is the retirement planner because it gives one a solid estimate and only requires users to enter in eight numbers.
Researchers from the Social Security Administration praised Ebert’s work when they reviewed online tools that help people decide when to claim retirement benefits. “Users can view the information in a variety of ways without leaving the calculator’s single page. It is easy to use and navigate and offers a custom printable document with all the outputs,” researchers found.
In the age of robo-advisors, Ebert said that online tools will not replace the human touch.
Split Loan Repayments Calculator
Splitting your home loan into fixed and variable rate portions can provide you with both security and flexibility.
Use this mortgage calculator to work out how long to repay your home loan based on your repayments and interest rates.
How to save up to 86%? Here is little trick.
You must visit the page of sales. Here is the link. If you don’t care about which brand is better, then you can choose the financial calculators by the price and buy from the one who will offer the greatest discount.
Final Word
First of all thanks for reading my article to the end! I hope you find my reviews listed here useful and that it allows you to make a proper comparison of what is best to fit your needs and budget. Don’t be afraid to try more than one product if your first pick doesn’t do the trick.
Most important, have fun and choose your financial calculators wisely! Good luck!
So, TOP3 of financial calculators
- №1 — 12-Digit Battery Dual Powered Handheld Electronic Business Mini Solar Basic Desktop Financial Scientific Office Calculator
- №2 — Calculator
- №3 — HP 10bII+ Financial Calculator
Questions? Leave a comment below!
Chatting about financial calculators is my passion! Leave me a question in the comments, I answer each and every one and would love to get to know you better!
